Get the free one-page checklist of the 10 questions to ask before you sign — built by a former dealership finance manager.
Most buyers don't know what to ask in the finance office — so they don't ask anything. The result: thousands of dollars in F&I products, marked-up interest rates, and junk fees that go unnoticed.
This free checklist gives you ten questions to ask before you sign the final paperwork. Print it. Screenshot it. Keep it on your phone for the day you sit at the F&I desk.
Form not loading?
Open the signup form →The finance office is where most of the dealership's profit is made. These are the moments the checklist prepares you for.
Spot when your APR has been padded above the rate you actually qualified for — and know what to say.
Tell which add-on products are worth considering and which are pure markup before you say yes.
Recognize the line items that are real and the ones that are invented — and push back with confidence.
Walk in with the exact questions to ask before you sign, so nothing gets slipped past you.
I spent years on the other side of the desk as a finance & insurance manager at volume dealerships. I watched good people overpay — not because they were careless, but because nobody told them what the game looked like from the inside.
Ready Buyer is pro-buyer, never anti-dealer. It's just the truth about how dealerships make money, so your next car costs you less. This checklist is the simplest place to start.
Get the free checklistThe free checklist gets you ready to ask. The full Ready Buyer Toolkit gets you ready to win — the interactive Deal Checker spreadsheet plus the 23-page F&I Decoder guide that walks through every line on the worksheet.